:root{--black:#0E0E0E;--char:#1C1C1C;--char2:#262626;--gold:#C9A227;--gold-l:#E3C766;--gold-d:#9C7C14;--off:#F7F6F2;--white:#fff;--ink:#1a1a1a;--muted:#5b5b5b;--line:#e6e3da;--cta:#16A34A;--cta-h:#12873D;--cta-ink:#fff;--r:10px;--wrap:1180px;--shadow:0 10px 30px rgba(0,0,0,.08)}
body.cta-gold{--cta:#C9A227;--cta-h:#B08D1C;--cta-ink:#0E0E0E}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--white);font-size:17px;line-height:1.65;padding-bottom:68px}
@media(min-width:900px){body{padding-bottom:0}}
img{max-width:100%;height:auto;display:block}a{color:#7a5d00;text-underline-offset:2px}a:hover{color:var(--black)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#000;padding:8px 12px;z-index:100}.skip:focus{left:8px}
h1,h2,h3{line-height:1.2;color:var(--black);letter-spacing:-.01em}
h2{font-size:1.6rem;margin:2.2em 0 .6em;padding-top:.2em}h2::before{content:"";display:block;width:44px;height:3px;background:var(--gold);margin-bottom:.6em}
h3{font-size:1.18rem;margin:1.6em 0 .4em}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4em;font-weight:700;text-decoration:none;border-radius:8px;padding:.85em 1.3em;font-size:1rem;line-height:1.1;border:0;cursor:pointer;transition:background .15s,transform .15s}
.btn-cta{background:var(--cta);color:var(--cta-ink);box-shadow:0 6px 18px rgba(22,163,74,.28)}.btn-cta:hover{background:var(--cta-h);color:var(--cta-ink);transform:translateY(-1px)}
.btn-lg{font-size:1.15rem;padding:1em 1.6em}.btn-sm{font-size:.92rem;padding:.65em 1em;box-shadow:none}
.btn-ghost{background:transparent;border:1px solid #bbb;color:var(--ink)}.btn-call{background:var(--black);color:#fff;border:1px solid var(--gold)}
/* header */
.site-header{background:var(--black);color:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid #2a2a2a}
.hdr{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none}.logo:hover{color:#fff}
.logo-mark{width:38px;height:38px;border:2px solid var(--gold);color:var(--gold);display:grid;place-items:center;font-weight:800;font-size:.85rem;letter-spacing:.04em;border-radius:6px}
.logo-txt{font-weight:600;font-size:1.02rem;line-height:1.1}.logo-txt b{color:var(--gold);font-weight:800}.logo-txt small{display:block;font-size:.68rem;color:#aaa;font-weight:400;letter-spacing:.02em;margin-top:2px}
.nav-toggle{display:flex;flex-direction:column;gap:5px;background:none;border:0;padding:10px;cursor:pointer}.nav-toggle span:not(.sr){width:24px;height:2px;background:#fff;display:block}
.primary-nav{display:none;position:absolute;left:0;right:0;top:68px;background:var(--black);max-height:calc(100vh - 68px);overflow:auto;padding:8px 20px 24px;border-top:1px solid #2a2a2a}
.primary-nav.open{display:block}
.nav-list{list-style:none;margin:0;padding:0}.nav-list>li{border-bottom:1px solid #222}
.mm-btn,.nav-link{display:flex;justify-content:space-between;align-items:center;width:100%;background:none;border:0;color:#fff;font:inherit;font-weight:600;padding:14px 0;text-decoration:none;cursor:pointer}
.nav-link:hover,.mm-btn:hover{color:var(--gold-l)}
.chev{width:8px;height:8px;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(45deg);margin-left:8px;transition:transform .2s}
.mm.open .chev{transform:rotate(-135deg)}
.mm-panel{display:none;padding:0 0 14px}.mm.open .mm-panel{display:block}
.mm-col ul{list-style:none;margin:0;padding:0}.mm-col li a{display:block;color:#ddd;text-decoration:none;padding:6px 0;font-size:.95rem}.mm-col li a:hover{color:var(--gold-l)}
.mm-h{color:var(--gold);font-size:.75rem;text-transform:uppercase;letter-spacing:.12em;margin:10px 0 4px;font-weight:700}.mm-h a{color:var(--gold);text-decoration:none}
.mm-promo{display:none}.mm-all a{color:var(--gold-l);font-size:.9rem;font-weight:600;text-decoration:none}
.mm-cities{columns:2;column-gap:16px}
.nav-actions{display:flex;gap:12px;align-items:center;padding-top:16px}
.phone{color:inherit;font-weight:700;text-decoration:none;white-space:nowrap}.hdr-phone{color:#fff}.hdr-phone:hover{color:var(--gold-l)}
@media(min-width:1000px){
 .nav-toggle{display:none}.primary-nav{display:flex!important;position:static;align-items:center;gap:24px;padding:0;background:none;border:0;max-height:none;overflow:visible}
 .nav-list{display:flex;gap:4px}.nav-list>li{border:0}.mm-btn,.nav-link{padding:22px 12px;font-size:.96rem}
 .mm-panel{position:absolute;left:0;right:0;top:68px;background:#fff;color:var(--ink);box-shadow:0 24px 40px rgba(0,0,0,.18);border-top:3px solid var(--gold)}
 .mm-inner{max-width:var(--wrap);margin:0 auto;padding:26px 20px 18px;display:grid;grid-template-columns:1fr 1fr 1.1fr;gap:28px}
 .mm-col li a{color:var(--ink)}.mm-col li a:hover{color:#7a5d00}.mm-h,.mm-h a{color:var(--gold-d)}
 .mm-promo{display:block;background:var(--off);border-radius:var(--r);padding:16px 18px;font-size:.92rem}.mm-promo p{margin:.3em 0 .8em}
 .mm-all{grid-column:1/-1;margin:0;border-top:1px solid var(--line);padding-top:12px}.mm-all a{color:#7a5d00}
 .mm-wide{grid-column:span 1}.mm-inner:has(.mm-wide){grid-template-columns:1fr 1fr}.mm-cities{columns:3}
 .nav-actions{padding:0}
}
/* hero */
.hero{background:var(--black);color:#eee;position:relative}
.hero h1{color:#fff;font-size:2.05rem;margin:.2em 0 .35em}
.hero-sub{font-size:1.1rem;color:#d8d8d8;max-width:640px;margin:0 0 1.2em}
.eyebrow{color:var(--gold);font-weight:700;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;margin:0}
.micro{font-size:.88rem;color:#bdbdbd;margin:.7em 0 0}
.byline{font-size:.85rem;color:#aaa;margin:1.1em 0 0}.byline a{color:var(--gold-l)}
.hero-home{background-image:linear-gradient(90deg,rgba(14,14,14,.94) 0%,rgba(14,14,14,.82) 45%,rgba(14,14,14,.45) 100%),var(--hero-sm);background-size:cover;background-position:center;padding:56px 0 0}
@media(min-width:701px){.hero-home{background-image:linear-gradient(90deg,rgba(14,14,14,.94) 0%,rgba(14,14,14,.8) 45%,rgba(14,14,14,.35) 100%),var(--hero)}}
.hero-home .hero-in{padding-bottom:36px}.hero-home h1{max-width:760px}
.img-note{position:absolute;right:10px;bottom:8px;font-size:.7rem;color:#999}
.hero-inner{padding:18px 0 0}
.hero-grid{display:grid;gap:24px;padding:10px 0 30px}
.hero-fig{margin:0;position:relative}.hero-fig img{border-radius:var(--r);aspect-ratio:3/2;object-fit:cover;border:1px solid #333}
.hero-fig figcaption{position:absolute;right:8px;bottom:6px;font-size:.7rem;color:#eee;background:rgba(0,0,0,.55);padding:2px 6px;border-radius:4px}
@media(max-width:699px){.hero-fig{display:none}}
@media(min-width:900px){.hero h1{font-size:2.7rem}.hero-grid{grid-template-columns:1.25fr 1fr;align-items:center;gap:48px;padding:16px 0 44px}.hero-home{padding-top:96px}.hero-home h1{font-size:3.1rem}.hero-home .hero-in{padding-bottom:64px}}
.breadcrumb ol{list-style:none;margin:0;padding:6px 0;display:flex;flex-wrap:wrap;gap:6px;font-size:.84rem;color:#aaa}
.breadcrumb li+li::before{content:"/";margin-right:6px;color:#666}.breadcrumb a{color:#ccc;text-decoration:none}.breadcrumb a:hover{color:var(--gold-l)}
.trust-wrap{background:var(--char);border-top:1px solid #2c2c2c}
.trust-bar{list-style:none;margin:0;padding:14px 0;display:grid;grid-template-columns:1fr 1fr;gap:10px 18px;font-size:.88rem;color:#e8e8e8}
.hero-home .trust-bar{border-top:1px solid rgba(255,255,255,.14)}
.trust-bar li{display:flex;gap:8px;align-items:flex-start}.ti{color:var(--gold)}
@media(min-width:900px){.trust-bar{display:flex;justify-content:space-between;font-size:.93rem;padding:16px 0}}
/* content */
.content{max-width:780px;padding:14px 0 30px}
.content-wide{max-width:none}.content-wide>p,.content-wide>ul,.content-wide>ol:not(.steps),.content-wide>h2,.content-wide>h3,.content-wide>.faq,.content-wide>table{max-width:780px}
.content p,.content li{color:#262626}.content ul,.content ol{padding-left:1.25em}.content li{margin:.3em 0}
.content strong{color:var(--black)}
.content table{border-collapse:collapse;width:100%;margin:1.2em 0;font-size:.95rem;display:block;overflow-x:auto}
.content th,.content td{border:1px solid var(--line);padding:9px 12px;text-align:left;vertical-align:top}.content th{background:var(--off)}
.content blockquote{margin:1.4em 0;padding:14px 18px;border-left:4px solid var(--gold);background:var(--off);border-radius:0 var(--r) var(--r) 0}
.faq{background:var(--off);border-radius:14px;padding:6px 22px 18px;margin:2.4em 0}.faq h2{margin-top:1em}
.faq .q{font-size:1.08rem;margin:1.4em 0 .35em;padding-left:28px;position:relative}.faq .q::before{content:"Q";position:absolute;left:0;top:0;color:var(--gold-d);font-weight:800}
.cta-band{background:var(--black);color:#ddd;border-radius:14px;padding:24px;display:flex;flex-direction:column;gap:16px;align-items:flex-start;margin:2.4em 0;border-left:4px solid var(--gold)}
.cta-band p{margin:.2em 0;color:#cfcfcf}.cta-band-h{font-size:1.25rem;font-weight:800;color:#fff!important}
.cta-end{border-radius:0;border-left:0;margin:0;padding:44px 0;background:linear-gradient(135deg,#0E0E0E,#1f1a0b)}.cta-end .wrap{display:flex;flex-direction:column;gap:18px}
.cta-end .phone{color:var(--gold-l)}
@media(min-width:900px){.cta-band{flex-direction:row;align-items:center;justify-content:space-between}.cta-end .wrap{flex-direction:row;align-items:center;justify-content:space-between}.cta-end .cta-band-h{font-size:1.6rem}}
/* cards & blocks */
.card-grid{display:grid;gap:14px;margin:1.4em 0}@media(min-width:640px){.card-grid{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.card-grid{grid-template-columns:repeat(3,1fr)}}
.card{display:flex;flex-direction:column;gap:6px;padding:18px 18px 16px;border:1px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--ink);background:#fff;transition:box-shadow .15s,border-color .15s}
.card:hover{border-color:var(--gold);box-shadow:var(--shadow);color:var(--ink)}.card-t{font-weight:800;color:var(--black);font-size:1.05rem}.card-d{font-size:.92rem;color:var(--muted);line-height:1.5}.card-go{margin-top:auto;font-size:.88rem;font-weight:700;color:#7a5d00}
.steps{list-style:none;padding:0!important;display:grid;gap:14px;margin:1.4em 0}@media(min-width:800px){.steps{grid-template-columns:repeat(3,1fr)}}
.steps li{background:var(--off);border-radius:var(--r);padding:20px;margin:0!important}.step-n{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--black);color:var(--gold);font-weight:800}
.step-t{font-weight:800;color:var(--black)!important;margin:.6em 0 .2em}.steps p{font-size:.95rem;margin:.2em 0}
.loc-grid{display:grid;gap:14px;margin:1.4em 0}@media(min-width:700px){.loc-grid{grid-template-columns:1fr 1fr}}
.loc{background:var(--black);color:#ddd;border-radius:var(--r);padding:20px 22px}.loc-h{margin:0 0 8px;font-size:1.25rem;font-weight:800}.loc-h a{color:var(--gold);text-decoration:none}
.loc ul{list-style:none;padding:0!important;columns:2;margin:0 0 10px}.loc li a{color:#eee;text-decoration:none}.loc li a:hover{color:var(--gold-l)}.loc-all{color:var(--gold-l);font-weight:700;text-decoration:none;font-size:.92rem}
.city-list{list-style:none;padding:0!important;display:grid;gap:8px;margin:1.2em 0}@media(min-width:600px){.city-list{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.city-list{grid-template-columns:1fr 1fr 1fr}}
.city-list li{border:1px solid var(--line);border-radius:8px;padding:10px 14px;margin:0!important;display:flex;flex-direction:column}.city-list a{font-weight:700;text-decoration:none;color:var(--black)}.city-list a:hover{color:#7a5d00}.city-list span{font-size:.82rem;color:var(--muted)}
.contact-card{display:grid;gap:14px;margin:1.4em 0}@media(min-width:700px){.contact-card{grid-template-columns:1fr 1fr}}.contact-card>div{border:1px solid var(--line);border-radius:var(--r);padding:16px 18px}.cc-h{font-weight:800;margin:0;color:var(--gold-d);text-transform:uppercase;font-size:.78rem;letter-spacing:.1em}
/* related */
.related{background:var(--off);padding:34px 0 40px}.related h2{margin-top:0}
.rel-grid{display:grid;gap:12px}@media(min-width:700px){.rel-grid{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.rel-grid{grid-template-columns:repeat(3,1fr)}}
.rel-card{display:grid;grid-template-columns:1fr auto;gap:2px 10px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;text-decoration:none;color:var(--ink)}.rel-card:hover{border-color:var(--gold);color:var(--ink)}
.rel-kicker{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-d);font-weight:700;grid-column:1}.rel-t{font-weight:700;grid-column:1}.rel-go{grid-row:1/3;grid-column:2;align-self:center;color:var(--gold-d);font-weight:800}
/* footer */
.site-footer{background:var(--black);color:#bbb;padding:44px 0 24px;font-size:.92rem}
.ft-top{display:flex;flex-direction:column;gap:18px;padding-bottom:26px;border-bottom:1px solid #2a2a2a}.ft-cta p{margin:.2em 0 .8em;color:#ccc}.ft-phone .phone{color:var(--gold-l)}
@media(min-width:900px){.ft-top{flex-direction:row;justify-content:space-between;align-items:center}.ft-cta{text-align:right}}
.ft-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;padding:26px 0}
@media(min-width:1000px){.ft-grid{grid-template-columns:1.1fr 1.1fr 1.3fr 1.3fr .9fr}}
.ft-h{color:var(--gold);font-weight:700;text-transform:uppercase;letter-spacing:.1em;font-size:.75rem;margin:0 0 8px}
.ft-grid ul{list-style:none;margin:0;padding:0}.ft-grid li{margin:3px 0}.ft-grid a{color:#cfcfcf;text-decoration:none}.ft-grid a:hover{color:var(--gold-l)}
.ft-cities ul{columns:2;column-gap:12px}.ft-cities li:first-child{column-span:all}
.ft-legal{border-top:1px solid #2a2a2a;padding-top:18px;font-size:.82rem;color:#999}.ft-legal a{color:var(--gold-l)}
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:60;display:grid;grid-template-columns:2fr 1fr;gap:8px;padding:9px 10px calc(9px + env(safe-area-inset-bottom));background:rgba(14,14,14,.97);border-top:1px solid #333}
.sticky-cta .btn{padding:.85em 1em;box-shadow:none}
@media(min-width:900px){.sticky-cta{display:none}}
/* apply form */
.apply-wrap{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:22px;margin:0 0 2em;scroll-margin-top:90px}
.progress{display:flex;gap:6px;margin:0 0 6px}.progress span{flex:1;height:6px;border-radius:3px;background:#e7e4da}.progress span.on{background:var(--gold)}
.step-label{font-size:.84rem;color:var(--muted);margin:0 0 14px}
.fstep{border:0;padding:0;margin:0;min-width:0}.fstep[hidden]{display:none}.fstep legend{font-size:1.3rem;font-weight:800;color:var(--black);margin-bottom:12px;padding:0}
.fgrid{display:grid;gap:14px}@media(min-width:700px){.fgrid{grid-template-columns:1fr 1fr}.fgrid .full{grid-column:1/-1}}
.fld label,.fld .lbl{display:block;font-weight:700;font-size:.92rem;margin-bottom:5px;color:var(--black)}
.fld input[type=text],.fld input[type=email],.fld input[type=tel],.fld input[type=number],.fld select,.fld textarea{width:100%;font:inherit;font-size:16px;padding:11px 12px;border:1px solid #cfcab9;border-radius:8px;background:#fff}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.fld .hint{font-size:.82rem;color:var(--muted);margin:.3em 0 0}
.fld.err input,.fld.err select{border-color:#c0392b}.ferr{color:#c0392b;font-size:.82rem;margin:.25em 0 0;display:none}.fld.err .ferr{display:block}
.chips{display:flex;flex-wrap:wrap;gap:8px}.chips label{font-weight:500;border:1px solid #cfcab9;border-radius:999px;padding:7px 13px;cursor:pointer;font-size:.92rem;display:inline-flex;gap:6px;align-items:center}
.chips input{accent-color:var(--gold-d)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.88rem;font-weight:400!important}.check input{margin-top:4px;width:18px;height:18px;flex:none;accent-color:#7a5d00}
.drop{border:2px dashed #cfcab9;border-radius:12px;padding:18px;text-align:center;background:var(--off)}.drop input{margin:10px auto 0;max-width:100%}
.file-list{list-style:none;padding:0;margin:10px 0 0;font-size:.88rem;text-align:left}.file-list li{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding:4px 0}
.factions{display:flex;justify-content:space-between;gap:10px;margin-top:20px}.factions .btn{min-width:120px}
.hp{position:absolute;left:-5000px}
.form-msg{padding:14px 16px;border-radius:10px;margin-top:14px;display:none}.form-msg.show{display:block}.form-msg.bad{background:#fdecea;color:#7d1d14}
.success{text-align:center;padding:20px 6px}.success h2::before{margin:0 auto .6em}
.secure-note{font-size:.82rem;color:var(--muted);display:flex;gap:6px;align-items:center;margin-top:8px}
.cta-band .btn{flex:none;white-space:nowrap}
/* mobile overflow fixes */
.ft-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.ft-grid>*{min-width:0}
@media(max-width:999px){.ft-cities{grid-column:1/-1}}
.ft-grid a{overflow-wrap:anywhere}
.factions{flex-wrap:wrap;gap:10px}.factions .btn{white-space:normal;max-width:100%}
html,body{overflow-x:clip}